Income and taxation
The tax assessment notices of the last two years and payslips give the basis: income, tax bracket, deductible expenses.
Documents to request · Wealth management
Wealth review: the documents to gather with your client
The list of documents needed for a first wealth review: income, savings, property, loans and family situation, with the points to watch.
A wealth review is only reliable if the starting information is. Here are the documents to ask for at the first meeting to draw up a complete picture of a client’s situation.
For: wealth advisers and financial advisory firms.
The list of documents to ask for
Identity and contact details
- Valid ID document (front and back)
- Proof of address less than 3 months old
Income and taxation
- Latest tax assessment notices (N-1 and N-2)
- Last 3 payslips
- Rental income return, where applicable
Savings and investments
- Latest statements of accounts and savings books
- Life insurance, PEA and securities account statements
- Retirement savings contracts (PER)
Property and loans
- Title deeds or valuations of the properties
- Amortisation tables of current loans
Family situation
- Marriage or PACS contract
- Gifts, will or existing succession arrangements
Indicative list: the exact documents depend on the file, the organisation and the applicable regulations. Only ask for what is necessary.
Why these documents?
Savings, investments and debts
Life insurance, PEA, securities account and retirement savings statements, plus amortisation tables, draw the assets and liabilities. Without them, advice stays theoretical.
Family and succession situation
The marriage contract, past gifts and any will provisions directly influence transfer strategies.
Common mistakes to avoid
- Asking for too many documents at once: prioritise and tell the client what is essential for the first meeting and what can follow.
- Forgetting proof of the source of funds before a subscription: know-your-customer and anti-money-laundering obligations require it to be documented.
- Accepting old statements: set the expected period (latest annual or quarterly statement available).
- Keeping documents forever: define a retention period and delete what is no longer needed.
Frequently asked questions
Which documents should you ask for a first wealth review?
ID document, proof of address, latest tax assessment notices, payslips, account and investment statements, title deeds or valuations, amortisation tables, marriage contract and existing succession provisions.
Should you always ask for the source of funds?
It is required for a subscription or a significant payment, under know-your-customer and anti-money-laundering obligations. Document it in the file.
How do you secure the collection of financial data?
Avoid attachments scattered across emails. A private space per client, with a dedicated link and an access log, lets you know who uploaded and viewed what.
Make client exchanges easier
Receive the documents in one place.
One private folder per client: they upload files without creating an account, every file is scanned, and you see what is missing.
Create my folder